The sign down the road shows "เดือนละ ___". We show the same figure next to what you will have paid at the end, the real annual rate, the full on-road cost, and the day the finance company can take the bike back.
Miss the number of instalments in your contract — standard: 3 consecutive — and the finance company may repossess the bike (ยึดรถ). It is sold at auction. You are billed the shortfall (ส่วนต่าง) between what you still owed and the auction price, plus fees.
Example: a ฿52,000 bike, ฿0 down, missed at month 9, auctioned for ฿18,000 — the buyer was still billed ฿16,400 for the shortfall.
